2025 Mortgage Rates Forecast

2025 Mortgage Rates Forecast. Federal reserve widely expected to begin cutting its benchmark interest rate in 2025, mortgage rates could drop as well—at least. Expect prime rate at 6.2% by the end of 2025 and 5.45% by the end of 2025.


2025 Mortgage Rates Forecast

The current mortgage interest rates forecast is for rates to continue on a downward trajectory over the remainder of 2025. Tighter financial conditions and higher overall interest rates are starting to impact mortgage delinquency rates.

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